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Interest Subsidy Scheme for Housing the Urban Poor(ISHUP)

The economic parameter of EWS is defined as households having an average monthly income up to Rs.5000 and the economic parameter of LIG is defined as households having an average monthly income between Rs.5001 up to Rs.10, 000. This will be subject to revision by the Steering Committee of the Scheme from time to time. The subsidy will be 5% p.a. on interest charged on the admissible loan amount for EWS and LIG, over the full period of the loan for construction or acquisition of a new house. The subsidy will be given to the participating banks by GOI through two central Nodal agencies National Housing Bank and HUDCO.




Government Orders related to ISHUP scheme

 ISHUP Guidelines

 Revised Income limit of EWS and LIG categories

 CDS incentive per sanctioned application raised to Rs. 250/-

 List of participating banks in ISHUP

 Sanctioning ISHUP loan for beneficiaries under EMS scheme

 Revised GO for EMS beneficiaries