Kudumbashree Mission receives recognition from Reliance General Insurance Updated On 2018-08-09
Kudumbashree Mission received recognition from Reliance General Insurance. The Certificate of Appreciation was conferred on Kudumbashree Mission for the valuable contribution towards the association with Reliance General Insurance in achieving the highest ever enrollment in the state of Kerala for the Financial year 2018-19. Kudumbashree has been appreciated for the valuable contribution in Rashtriya Swasthya Bima Yojna- Comprehensive Health Insuarance Scheme- Senior Comprehensive Health Insurance Scheme (RSBY-CHIS-SCHIS). Kudumbashree Mission has mobilised 41 lakhs poor families under this health insurance scheme of Government of Kerala. Shri. T. P. Ramakrishnan, Minister for Labour and Excise, Government of Kerala gave away the award to Smt Jiji. R.S, State Programme Manager, Micro Finance, Kudumbashree Mission, at the programme held at Taj Vivanta,Thiruvananthapuram on 9 August 2018.
The objective of RSBY/CHIS is to protect below poverty line (BPL) households from major health shocks that involve hospitalization. Specifically, BPL families are entitled to more than 700 in-patient procedures with a cost of up to 30,000 rupees per annum for a nominal registration fee of 30 rupees. The Scheme is jointly implemented by departments of Labour & Rehabilitation, Health & Family Welfare, Rural Development, and Local Self Government.The Labour Department is the Nodal department for the implementation of CHIS. A separate agency Comprehensive Health Insurance Agency of Kerala (CHIAK) is created for implementation of the scheme. Reliance General Insurance is the insurance Agency for the financial year 2017-18 and 2018-19.
Kudumbashree played the intermediary role by conducting IEC campaigns, to organize awareness programmes, to invite people to enrollment stations and to initiate the needy beneficiaries to seek treatment benefits from the empanelled hospitals. As far as Kudumbashree is concerned, reaching out to individual beneficiaries and orienting them about the benefits of the schemes and making them to visit the enrollment station for registration/renewal was much of an easier task as they are either NHG members or their kith and kin. Crowd management at the enrollment station was another responsibility which was also performed well by Kudumbashree members. In order to do the door to door campaign, 2 Neighborhood Group Members at the Area Development Society were selected and they were given with slip containing the details of beneficiaries. Kudumbashree members went from door to door and educated the citizen about the eligibility criteria and the benefits of the insurance scheme. A total of 44,000 women are working in this role. The members who are selected to perform the task get from Rs.5 to Rs.6 per enrollment as a token of appreciation. Kudumbashree had mobilized 35 lakhs of families during the financial year 2017-18 and the cheque of Rs.1.86 crore regarding the same was also received at the function.
Comprehensive Health Insurance Agency of Kerala, shortly called CHIAK, is the Nodal Agency constituted mainly for the implementation of the RSBY-CHIS health insurance schemes in Kerala .The two health insurance schemes for the poor are being implemented in Kerala are namely, Rashtriya Swasthya Bima Yojna (RSBY) and Comprehensive Health Insurance Scheme(CHIS). RSBY is implemented with the assistance of Government of India for the benefit of families coming under Below Poverty Line (BPL) and CHIS is implemented by State Government for benefiting families not coming under the purview of RSBY.